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In response to a December 2017 report from actual estate website Zillow, the overall worth of all U.S. houses in 2017 was $31.8 trillion, more than 1.5 occasions the nation’s Gross Home Product (GDP) on the time. House possession, also referred to as owner-occupancy , is the most typical kind of actual property funding within the United States. In accordance with the National Multifamily Housing Council, roughly two-thirds of residents personal their home. Often, they’ve financed the acquisition by taking out a particular kind of loan referred to as a mortgage, in which the property acts as collateral for the debt.

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